6 Tips to Manage Your Online Security Like a Pro

Tips to Manage Your Online Security Like a Pro As many ways as there are to occupy yourself online, there are probably at least as many ways thieves or cyber criminals can target you to, especially when it comes to online banking. While nothing you can do can guarantee your safety and security, there are some best practices to reduce your risk online.

Always say yes to 2-factor authentication

Many online platforms, especially those for email and banking will prompt you to set up a 2-factor authentication, which serves as an additional layer to verify your identity. It often involves sending a confirmation via text to your phone, which you then enter into the browser to confirm you are who you say you are. At the end of the day, it’s a pretty painless way to protect your most important online activity.

Use a secure network

It’s ideal to only ever use your home’s secure wifi for online banking, but we know that things come up, so if you have to use your phone to do some banking on the go make sure you’re using your data plan rather than an unsecured wifi source.

Passwords

Use a strong, unique password that meets or exceeds the requirements for your banking portal login. This should be different from any of your other passwords. For sites that don’t have an option for 2-factor authentication, follow the same rules but add in changing your password regularly.

Hardware

Another good way to stay safe is to keep a computer at home solely for online banking. Many online threats come from surfing less secure sites, so if you keep your banking transactions completely separate from say, the computer or device you use to check Facebook or surf the web, you’ll reduce your risk of cyber threats.

Software

Using an antivirus software program is another piece to maintaining your online security. The type of antivirus you choose will depend on your computer itself, (mac or pc) as well as what you primarily use your machine for (email, online shopping, gaming, etc.) Perhaps the most important component to using an antivirus program is updating it regularly to ensure that it has the capability to protect your machine against the very latest online threats.

Security Certificates

Phishing is another way criminals can access your personally identifiable information, and they do this by mimicking a site you visit regularly to essentially trick you into entering your username and password. Always check to make sure that the URL includes “https” to be sure you’re not unknowingly entering your private credentials into a trap. You can learn more about how to spot phishing and keep yourself protected in our security resources. Access more from our online security tools, or give us a call at 1-800-321-DIME (3463) today to learn more about how we help protect you online.