Working Capital to Help Your Company Grow or Manage Cash Flow
The Right Solution for Your Business

When it comes to running a business, you need the right tools to help you manage those unexpected ebbs and flows in your cash flow. That’s why Dime works with you to provide working capital through a Commercial Line of Credit for all of your needs. Whether you need to fund current operations, make allowances for seasonal swings or help fund expansion efforts, Dime has the right financing solution for your business.

Plan your next deal.
Let's talk about what we can do for you.
What can Dime do for you?
The Dime Difference

Dime Community Bank is a partner committed to the success of your company. Our relationship managers will work with you to ensure the Line of Credit is customized to meet your company's requirements, timing and cash flow. With local decision making and a streamline process, we’ll help you get access to funding.

Secured Lines of Credit

Manage your ongoing operational expenses with a line of credit that’s secured by a blanket lien on your assets or a certificate of deposit. A Dime secured line of credit features revolving loan terms with annual renewal, no cash advance fees and no interest charges until you use the funds.

Secured Lines of Credit Features
The right loan for:
  • Supplementing or managing cash flow

  • Funding growth or new opportunities

  • Establishing business credit

Additional Features:
  • Debit Card

  • Online Banking

  • Mobile Banking

  • eStatements

Unsecured Lines of Credit

Manage your cash flow for payables and receivables with no collateral required. A Dime unsecured line of credit features revolving loan terms with annual renewal, no cash advance fees and no interest charges until you use the funds.

Unsecured Lines of Credit Features
The right loan for:
  • Supplementing or managing cash flow

  • Funding growth or new opportunities

  • Covering business expenses

Additional Features:
  • Debit Card

  • Online Banking

  • Mobile Banking

  • eStatements

Applying for a Line of Credit is Easy.
Simply follow these steps.
  1. Complete the Interest Form
    Let's talk about what we can do for you.
  2. Determine your loan amount and terms
    Our relationship manager will meet with you and work with you to find the right loan and terms.
  3. Access funds in a timely fashion
    Our loan approval process is local. That means you’ll get your financing sooner.