Perfect for qualifying sole proprietorship and not-for-profit organizations
No Minimum Balance1
250 FREE monthly transaction items2
No monthly service charge1
Up to $10,000 currency deposited per month FREE3
Every new business checking account includes:
1. FREE Business Debit Card
2. FREE Online Banking
3. FREE Bill Pay
4. FREE Mobile Banking with Mobile Deposit4
5. No Dime charges for Dime or Non-Dime ATM usage5
6. FREE eStatements with online check images
See how we compare.
|Business Advantage Checking||Total Business Checking®||CitiBusiness® Streamlined Checking||Business Simple Checking||Spark Business Unlimited Checking|
|Free from minimum balance or direct deposit requirements?||YES||NO||NO||NO||NO|
|Monthly maintenance fee if account terms are not met?||$10||$12
(with paper statement)
|Monthly transaction allowance||250||200||250||200||Unlimited|
|Per item fee over monthly transaction allowance||15¢||40¢||50¢||75¢||NONE|
|Annual cost for checking if account terms are not met?||FREE||$144||$228||$96||$420|
Other fees such as for non-sufficient funds, overdraft, etc. may apply. Bank rules and regulations apply. Minimum opening deposit is only $100. Ask us for details.
1There is a $10 monthly maintenance fee if the account does not keep an average monthly balance of $1,500.
2Transaction items include all debits and credits. If the Business Advantage Checking account or Business Interest Checking account exceeds 250 free monthly transactions, the account may be converted to another business checking product or assessed a per item fee as reflected in the Dime's Guide to Business Banking brochure under Schedule of Service Charges.
3Includes coin and currency. If the Business Advantage Checking account or Business Interest Checking account exceeds $10,000 in monthly coin and currency deposits or supplies, the account may be converted to another business checking product.
4Must have Dime Online Banking to use Dime Mobile Banking. Dime Mobile Banking App is available for select mobile devices. Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage. Transfer of funds and bill payments from savings and money market accounts are limited to six per monthly statement cycle.
5Other institutions may impose a fee for using their ATM.