Overdraft Line of Credit

Avoid the embarrassment and expense of bounced checks with a credit line linked to your checking account from The Dime.

  • Competitive variable interest rates
  • No interest charges until the line of credit is activated
  • Low $25 annual fee
  • Subject to credit approval

Checking Overdraft Protection Application

Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).