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Fixed Annuities

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Fixed Annuities

Steady tax-advantaged income for your retirement

If you’re looking for a secure way to save, a fixed annuity may be a smart solution for you. A fixed annuity provides steady, tax-advantaged income whether you are in or near retirement. It’s designed for people who are looking for a fixed rate of return, flexible choices for guaranteed interest rate periods, and the benefits of tax deferred earnings accumulation.

You receive regular checks to supplement your other retirement income and help cover your living expenses. And unlike CDs, fixed annuities grow tax-deferred, so you can get to keep more of what you earn.

  • Available in amounts from $5,000 and up
  • Guaranteed rates for your choice of one, three or five years
  • No annual or up-front charges
  • Flexible withdrawal options
  • Guaranteed return of your principal

To learn more about Fixed Annuities, please talk to a licensed Dime Insurance Agency, Inc. representative, or click on the "Contact Us" button below and a licensed representative will call you shortly.

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Insurance products are sold through Dime Insurance Agency, Inc. ("DIA"), a New York licensed insurance agency and wholly-owned subsidiary of Dime Community Bank. DIA is an independent organization and is not an affiliate of any other insurance company or agency. DIA sells life insurance products (including fixed rate annuities) of various insurance companies. Each company is solely responsible for its own financial condition and contractual obligations. Insurance products are not deposits, not FDIC-insured, not insured by any Federal Government Agency, not guaranteed by Dime Community Bank, and may go down in value. The purchase of an insurance product or annuity product is not a condition of any bank loan, service or product.