- Low minimum balance to open ($1,000)
- Safe and secure, FDIC-insured up to $500,000
- No service charges
- Open account in just minutes
Earn a great rate on your savings balances. No strings attached!
At Dime, you earn a great rate on savings.
It's that simple!
With the DimeDirect Statement Savings Account, there are no hoops to jump through or strings attached.
Just a great rate from a bank you can trust.
How Dime compares:
*All bank rates and the national average are based on the APY average for savings accounts with a minimum balance of $2,500 offered by the Top 50 U.S. Banks (ranked by total assets) as reported by SNL and are effective as of 08/01/2018. Rates are only as accurate as the information reported to SNL by the banks.
Statement Savings Account FAQs
Still have questions? We have answers.
All DimeDirect Statement Savings Accounts include:
Free Online Banking.
Free Mobile Banking (iOS and Android) with check deposit from your phone.
Free 24-hour automated phone service.
Terms & Conditions
1 A $1,000 minimum balance is required to open this account (maximum $500,000). The interest rate and Annual Percentage Yield (APY) for all balances are established at our discretion, are variable, and are subject to change at any time without notice or limit. As of 10/24/2017, the APY is 1.30%. Dime reserves the right to cancel or modify this offer at any time without notice and to reduce the number of accounts opened. There are no monthly balance fees, but any other fees assessed may reduce the earnings on the account. Must have Dime Online Banking to use Dime Mobile Banking. Dime Mobile Banking App is available for select mobile devices. Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage. eStatement service is also required. FDIC-insured on balances up to $250,000.
With 150 years experience in the banking world, you know your finances are safe with Dime. We're proudly based in New York, yet equipped to serve all our customers, no matter where you live.
5 Star Superior Rating from