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Interest Rates

Current Interest Rates

At Dime, we work hard to give you competitive interest rates that help you grow your money securely. Plus, when you open an account with us, you're not just getting a great rate - you're also getting superb customer service. We're ready to help you create a better financial future, so check out the rates below and give us a call today.

Mortgage Rates
Savings Account Interest Rates
Certificate of Deposit (CD) Interest Rates
Checking Account Interest Rates
Business Checking Interest Rates
Money Market Account Interest Rates

Mortgage Rates

Mortgage Rates Effective Date: 11/14/2018

 Cost per $1K / Payment Stream per Year

Savings Rates

Certificates of Deposit Rates

Checking Rates

Business Checking Rates

Money Market Account Rates

Business Money Market Account Rates

Effective Date: 9/27/2018. Posted interest rates are subject to change at any time.

Mortgage Rate Disclosures: The product data on this rate sheet is for informational purposes only and is based on a purchase of an owner-occupied, single-family property, located in the state of New York. Mortgage interest rates shown are based on a borrower having a FICO credit score of 740, a 65% loan-to-value (LTV), and a 60-day rate lock period. Under certain circumstances, a 60-day rate lock may not be available. Mortgage interest rates are based on current market rates, and are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type and borrower credit history.

Mortgage rates are indication only and are subject to change at any time.

1The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as a yearly rate. The APRs are based on the interest rate, loan origination fees, and applicable closing costs and does not take into account other loan specific finance charges that may be required.

2 For adjustable-rate mortgage (ARM) products, the monthly principal and interest payment will remain in effect for a limited period of time and then may change periodically. The index is based on the weekly average of the 1 Year Constant Maturity Treasury (CMT) Rate, plus a margin of 2.500%. The interest only (IO) products index is based on the weekly average of the interbank offered rates for one-year U.S. dollar-denominated deposits in the London market (LIBOR) as published in The Wall Street Journal, plus a margin of 2.500%. ARM and IO products are subject to annual and/or lifetime adjustment caps.

This is not a commitment to lend. Restrictions apply.

* APY = Annual Percentage Yield.