Right on the money.

You earn a guaranteed rate for
one year on balances up to $250,000.

Get the satisfaction of a guaranteed high rate for one year with the security of FDIC-insured protection!

With the Dime Direct Money Market Account you receive these important benefits:

  • Safe and secured; FDIC-insured
  • Just a $2,500 average daily balance to avoid a $10 monthly fee
  • Free Online Banking
  • Free Mobile Banking

Open a 1.01% APY* Dime Direct Money Market Account today!

* The introductory 1.01% Dime Direct Money Market Account APY (Annual Percentage Yield) is guaranteed for a one-year period from the date of account opening and is offered as of 4/1/15. It applies to daily balances up to $250,000. Balances over $250,000 will earn a variable rate of interest. As of 4/1/15, these rates are as follows: up to $250,000, the APY is 1.01%; on balances over $250,000, the APY is 0.20%. The interest rate and APY for balances over $250,000 are established at our discretion, are variable, and are subject to change at any time without notice or limit. After the Guaranteed APY period has elapsed, the account will become a regular Dime Direct Money Market Account tiered-rate account in which the interest rates and APYs will vary with the balance. These interest rates and APYs are established at our discretion, are variable, and are subject to change at any time without notice or limit. As of 4/1/15, the APY on accounts with balances of $75,000.00 or more is 0.20%; $50,000.00-$74,999.99, the APY is 0.15%; $25,000.00-$49,999.99, the APY is 0.15%; $1,000.00-$24,999.99, the APY is 0.10%; and under $1,000.00, the APY is 0.05%. Maximum opening deposit amount is $250,000. There is a $10 monthly fee if the average daily balance falls below $2,500. Fees may reduce the earnings on this account. The Dime Savings Bank of Williamsburgh reserves the right to cancel or modify this offer at any time without notice and to limit the number of accounts opened. This offer is limited to one per household and is only available to consumer accounts and New York State residents. PLEASE CALL US FOR DETAILS AT 1-800-321-3463. New money only.