Personal Checking

Personal Checking Highlights
  • No minimum balance  
  • No monthly maintenance fee
  • Free debit card
  • Free bill pay
  • Free Mobile Banking and Mobile Deposit*
  • Free eStatements with online check images
Answer these simple questions to see how your current account compares
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Dime - Personal Checking

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Chase - Total Checking

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Citi - Basic Banking

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TD Bank - Simple Checking

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Bank of America - Core Checking

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Free from minimum balance or direct deposit requirements?

Yes

No

No

No

No

Monthly service charge if requirements are not met?

None

$12

$12

$5.99

$12

Annual cost for checking if account terms are not met?

Free

$144

$144

$71.88

$144

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Dime - Personal Checking

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Chase - Total Checking

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Citi - Basic Banking

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TD Bank - Simple Checking

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Bank of America - Core Checking

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Find the right account for you
We have a banking option that works for you

We understand that every person’s financial goals are unique, and we don’t take the one-size-fits-all approach.

Community Story
Midnights Restaurant

There are so many moving parts to running a restaurant, but nothing is more rewarding than watching people enjoy the food and experience you created. We love our community, so we chose a local bank to grow our business. Dime truly understands us and doesn’t lump us together with everyone else.

Read more
Financial Calculators
Customized answers for finance questions

Our calculators help you compare rates, think through savings plans and budget for loans. Roth vs. Traditional IRA, College Savings Calculator, Home Budget Analysis Calculator and more.

See All Calculators

Other fees such as non-sufficient funds, overdraft, etc. may apply. See Schedule of Maintenance Fees for details. Offer good on personal accounts only; ask us about our outstanding options for your business or organization. Bank rules and regulations apply. Minimum opening deposit is only $25.

*Must have Dime Online Banking to use Dime Mobile Banking. Dime Mobile Banking App is available for select mobile devices. Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage. Transfer of funds and bill payments from savings and money market accounts are limited to six per monthly statement cycle.