Student Savings

Student Savings Highlights
  • Earns interest from day of deposit to day of withdrawal

  • Variable interest rate

  • Interest compounded daily

  • Safe, secure, and FDIC-insured

  • Free ATM card or Debit Card with Checking account

  • Unlimited free deposits and withdrawals2

  • Withdrawals require the signature of student and parent or guardian until the student reaches age 18 (or 13, if parent or guardian release joint signature requirement in writing)

  • Dime automatically converts your Student Savings Account to a regular Dime Savings Account on your 23rd birthday, or upon graduation from an accredited college or university.

  • No Minimum Balance requirements

  • Make up to 6 withdrawals a month2

Find the right account for you
We have a saving option that meets your goals

We understand that every person’s financial goals are unique, and we don’t take the one-size-fits-all approach.

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Financial Calculators
Customized answers for finance questions

Our calculators help you compare rates, think through savings plans and budget for loans. Roth vs. Traditional IRA, College Savings Calculator, Home Budget Analysis Calculator and more.

See All Calculators

1For variable rate accounts, rate may change after the account is opened. Transfer of funds and bill payments from savings and money market accounts are limited to six per monthly statement cycle.

2The number and amount of withdrawals or transfers you make in-person at our branches or by mail, are unlimited. During your statement cycle, you may also make up to 6 transfers or payments in the aggregate, via check (if applicable), pre-authorized withdrawal, Telephone Automated Banking Services (TABS), automatic transfers, Online Banking, or at Point-of-Sale (POS) terminal using your Dime card.