Equipment Financing Solutions

Finance the essential equipment your business needs while preserving liquidity and working capital. Our equipment financing solutions provide flexible structures, competitive rates, and terms tailored to the useful life of the equipment and the cash flow profile of your business.

Whether you are acquiring heavy machinery, expanding a commercial fleet, upgrading technology, or investing in production equipment, we structure financing solutions designed to help you grow while maintaining the liquidity needed to operate your business.

Industries Served

Our equipment financing solutions support businesses across a broad range of industries, including but not limited to:

Construction & Contracting: Excavators, cranes, paving equipment, specialized vehicles, and other construction machinery.
Healthcare: Diagnostic imaging, surgical equipment, laboratory systems, and other medical equipment.
Manufacturing & Industrial: CNC machinery, robotics, production equipment, assembly systems, and packaging equipment.

Transportation & Logistics: Class 8 trucks, trailers, delivery vehicles, material handling equipment, and fleet assets.
Technology & Enterprise: Servers, data center infrastructure, security systems, networking equipment, and other technology assets.
Essential Business Equipment: Equipment and machinery supporting a wide range of middle-market and commercial businesses.

Tailored Financing Solutions

We offer a range of financing structures designed around your equipment requirements, ownership objectives, and business cash flow.

Comparison of equipment financing models, ideal uses, and key features.
Financing Model	Ideal For	Key Features
Equipment Loans	Businesses seeking long-term ownership of equipment, including heavy machinery, fleet vehicles, and production assets.	Fixed repayment terms with ownership of the equipment upon satisfaction of the loan.
$1 Buyout Leases	Equipment expected to be retained for the long term.	Provides the benefits of leasing during the term with the opportunity to acquire the equipment for $1 at lease maturity.
Sale-Leaseback	Businesses seeking to unlock liquidity from equipment already owned.	Converts existing equipment equity into cash while allowing the business to continue using the equipment in normal operations.

Why Choose Equipment Financing?

Effective capital allocation is critical to business performance. Financing equipment allows you to acquire revenue-generating assets while preserving cash for working capital, payroll, inventory, growth opportunities, and other strategic investments.

Preserve Working Capital: Keep cash available for day-to-day operations, growth initiatives, and unexpected business needs.
Flexible Financing: Depending on the transaction and credit profile, financing may cover equipment costs and certain eligible soft costs, including installation, transportation, and taxes.
Potential Tax Benefits: Certain equipment purchases and financing structures may qualify for tax benefits, including potential deductions under IRS Section 179. Consult your tax advisor regarding your specific circumstances.

Predictable Payments: Fixed-rate financing can provide consistent monthly payments and greater certainty when budgeting for long-term capital expenditures.
Match Financing to Asset Life: Structure repayment terms around the expected useful life and revenue-generating capacity of the equipment.
Support Growth: Acquire the equipment necessary to expand capacity, improve productivity, replace aging assets, or enter new markets without making a significant upfront cash investment.

Financing Built Around Your Business

Every business has different equipment needs, cash flow characteristics, and capital objectives. Our equipment finance specialists work with you to develop a structure that aligns the financing with your business plan and the economic life of the asset.

Whether you are purchasing a single piece of equipment, financing a fleet, completing a major expansion, or refinancing existing equipment, we can help identify the financing structure that best fits your objectives.

Ready to Invest in Your Business?

Speak with an equipment financing specialist today to discuss your equipment needs and explore a financing solution tailored to your business.