Municipalities

Get better solutions with Dime.

There’s a better way to bank.

Dime Community Bank is the best business bank in New York. For over 100 years, we’ve been helping local businesses succeed. As a local community commercial bank, we’re ready to help your municipality thrive.

We get to know you.

Dime is a partner committed to the success of your municipality. Our Municipal Banking relationship manager will help you through every phase of your operation, promptly answer your questions and provide fast responses to all of your requests. Simply put, you have one dedicated person to contact, backed by our team of banking experts.

Man smiling.

We listen to you.

We believe the best answers are those that come from understanding your unique requirements. We put in the time to get to know your municipality by listening to your needs, dreams and goals before offering a single piece of financial advice. And our latest technology makes banking faster, easier and smarter. Save time and money by managing your municipalities finances and accounts anywhere, anytime through Dime’s digital channels.

The right products for your municipality.¹

Your time, satisfaction and success are important to us. From a tailored mix of cash flow solutions designed especially for municipalities, to technology that enables you to effectively manage check receivables and prevent check fraud, we develop custom banking products to assist you in achieving your goals.

Whether you want banking convenience and flexibility, improved profitability and cash flow, or streamlined check processing and ACH capabilities, we have the tools to help you succeed.

Business Checking

Smart Solutions for Your Practice or Firm

Whether you need an exceptional account for your growing practice or your established firm requires a checking account with more benefits, Dime has solutions for all types of businesses. Save time and money while growing your business. A Dime relationship manager will help identify which checking account is right for your practice or firm.
Dime Community Bank is a business partner committed to your success. Our relationship managers will help customize our ACH services to meet your company’s needs.

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Business Savings

Steady, Secure Savings for Your Business

For over 150 years, Dime has been the trusted partner for local businesses in Brooklyn and throughout the greater New York City area and Long Island. When you’re looking for options to grow your savings, you can trust Dime Community Bank. We’re in your neighborhood and are committed to the success of your business. Leverage any idle capital while still retaining access to cash when you need it. We provide competitive rates and the security of FDIC Insurance.

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ACH Block

Protect Your Municipality From Fraud

To help protect your municipality from fraud, we provide ACH block and filter solutions that enable you greater control in preventing unauthorized ACH debits or fraud attempts. You can also provide a list of acceptable company ID numbers. We’ll match any ACH debits against that list.

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ACH Payment & Collection

Move Money Conveniently, Securely and Efficiently

When it comes to running a municipality, you need the right tools to run your practice or firm and manage your cash flow as securely and efficiently as possible. Dime Community Bank works with you to provide Automated Clearing House (ACH) services. Allowing you to process your credit and debit transactions without the cost and time related to paper checks. Do you issue or receive a high volume of checks, make payments, or process payroll? If so, Dime has the right ACH solution for your municipality.

Our Municipal Banking relationship manager will help customize our ACH services to meet the needs of your municipality.

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Lock Box Services

Improve Operational Efficiency and Profitability

Does your practice or firm process a large number of receivables and payments by mail? Dime Community Bank has the right cash management solution for you. With our Lockbox Services, we’ll eliminate in-house processing costs, improve funds availability, and simplify your record keeping and reporting. Your customers simply send their payments to an address featuring your company name and lockbox number. We’ll deposit the check and provide the correspondence, remittance documents and deposit summaries to your business each day.

Our relationship managers will work with you to structure the right lockbox solution to meet your needs.

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Positive Pay

Protect Your Practice or Firm from Check Fraud

Managing payment processing and check reconciliation can be daunting for any business, especially at high volumes. Dime’s Check Positive Pay solution helps protect your business by mitigating check fraud. It also provides greater operational efficiency through automated check reconciliation. We’ll match each check processed and presented for payment against a list of checks issued by your business each day. If exceptions are found, we’ll report them to your business for review. You can make the final “go/no go” decision. We also provide ACH Positive Pay services.

The relationship managers at Dime Community Bank will help set up Positive Pay to protect your practice or firm for the future.

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Remote Deposit Capture

Save Time and Money When Depositing Checks

As a business owner, you don’t have time to run to the bank every day to deposit checks. Dime Community Bank’s Remote Deposit Capture saves you time. It allows you to scan and deposit checks whenever you want, right from the convenience of your own office. We’ll set you up with a Remote Deposit Capture (RDC) portable check scanner and software. Allowing you to scan your checks, review the images, and transmit them through a secure website to us for processing.

Dime Community Banks relationship managers will walk you through the process so you can get back to running your business.

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Merchant Services

Provide Your Customers with Convenience and Flexibility

As your business needs evolve, you need banking and payment solutions that will evolve with you. Merchant Services from Dime, provides point-of-sale payment services for your customers with debit and credit cards without stagnating your business’s profitability. Our Merchant Services program is a more affordable and effective solution to large merchant services providers. With Dime, you’ll receive 24/7 local support – not some 800 number and a long wait time.

Dime Community Bank is committed to helping your business succeed. Our relationship managers will help you build the right Merchant Services solution for your business.

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Online Banking & Bill Pay

Manage Your Municipality’s Finances Your Way

When you’re running a municipality, you barely have time to sleep, let alone stop by the bank. Dime’s Online Banking and Bill Pay takes the hassle out of municipal banking. Enabling you to maximize your time while managing your bank accounts and bill payments when it’s most convenient. With Dime’s Commercial Center Online Banking, you can easily access balances and transaction histories. It also allows you to transfer funds securely between Dime accounts, pay bills and approve ACH and wire transactions.

Dime Municipal Banking relationship managers are here to help. They’ll get you set up with the right online banking and bill pay solution for your operation.

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Business Mobile Banking

Manage Your Accounts On the Go

Dime’s Business Mobile Banking app enables you to manage and monitor your accounts securely, check your balances and transaction histories, transfer funds securely between Dime accounts, pay bills, and approve ACH and wire transactions—all from your smartphone. You can even deposit checks anywhere, anytime with Mobile Check Deposit.

Dime is a leading business bank in New York. As such, we can help you run a more efficient business by putting your accounts in the palm of your hand.

Let’s talk

Our team is committed to your success.

Speak to a Dime Municipal Banking relationship manager today.

Rosalind Sheron

SVP, Municipal Banking,
Business Banking

631-768-1305

[email protected]

¹ Subject to Dime approval.

² Must have Dime Online Banking for Business to use Dime Business Mobile Banking. The Dime Business Mobile Banking App is available for select mobile devices. Dime Business Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage.