Dime wants to do everything we can to make your home loan more affordable from start to closing. So we're giving you a $5001 credit towards closing costs.
As the leading community bank that's served the New York area since 1864, no one understands the needs of borrowers better than Dime. We've worked tirelessly to become the go-to resource for homebuyers who want a mortgage that works best throughout the 5 boroughs as well as Long Island, New Jersey and Connecticut.
Mortgage Lending Rates
|Cost per $1K / Payment Stream per Year|
|Portfolio 3/1 ARM2||3.000%||0.000||2.737%||1-3||$4.22||4-30||$4.03|
|Portfolio 3/1 ARM2 - Interest Only||3.000%||0.000||3.028%||1-3||$2.50||4-10||$2.50||11-30||$5.55|
|Portfolio 5/1 ARM2||3.000%||0.000||2.786%||1-5||$4.22||6-30||$4.04|
|Portfolio 5/1 ARM2 - Interest Only||3.000%||0.000||3.028%||1-5||$2.50||6-10||$2.50||11-30||$5.55|
|Portfolio 7/1 ARM2||3.125%||0.000||2.887%||1-7||$4.28||8-10||$4.07|
|Portfolio 7/1 ARM2 - Interest Only||3.125%||0.000||3.080%||1-7||$2.60||8-10||$2.50||11-30||$5.55|
|Conforming Fixed 30||2.875%||0.000||3.027%||1-30||$4.15|
|Conforming Fixed 20||2.750%||0.000||2.966%||1-20||$5.42|
|Conforming Fixed 15||2.500%||0.000||2.778%||1-15||$6.67|
|Conforming Fixed 10||2.375%||0.000||2.781%||1-10||$9.37|
Read through some of the benefits of a Dime mortgage.
To Apply: Select any of our experienced consultants below.
Click "Apply Online" and then "Create Account"
Pre-Approval: Simply click "Get Pre-Approved" under your consultant of choice.
100% Satisfaction! We could not have asked for anyone better. As first time home buyers in the midst of a pandemic, Sean was always level-headed, assuring, knowledgeable, and informed. He kept us in the loop every step of the way and worked with us tirelessly to ensure a great experience from start to finish for a task that can be very stressful. We are forever grateful.
If you are looking into obtaining a new mortgage or refinancing an existing mortgage look no further then Dime Community Bank. I believe based on my experience you would be hard pressed to find a banker more diligent with helping their customers obtaining the best possible mortgage to suit their needs and assist them through the process then Lynn DiTomasso. Lynn helped me to refinance my mortgage and assisted me throughout the process. She was very responsive to all of my questions and concerns. Dime has online capabilities and utilizes DocuSign making the process very seemly and up on today’s technology.
My name is Frantzlie. My husband and I purchased a home in December. Catherine Clarke was our loan officer and I have to say that she did an exceptional job! We were pleased with her professionalism and how she made herself available to us at anytime. Any questions that we had, she had an answer and/or a solution. Buying a home is a stressful process but with Catherine on our side the process was smooth and quick. Thank you, Cathy!
1Subject to Dime approval. Must have a Dime account established within two weeks of receiving the mortgage commitment letter. Auto pay must be established from the Dime account to pay the mortgage. This offer is not available on the FHA loans or Jumbo Fixed Rate Loans. Offer available until 12/31/2020. Dime reserves the right to cancel or modify this offer at any time without notice.
2 Pre-approvals are based on our review of the information that we received from you and is not a commitment to lend. Pre-approvals are subject to verification and approval of your application, information, product and property eligibility.
By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours.