A checking account that works for you.

Select a checking account:


$12/month service charge if average available balance is less than $1,500 (waived if registered for eStatements¹)

Non-interest bearing

$100 minimum to open

Contact Us


$15/month service charge if average balance is less than $2,500

Earns interest – variable rate account²

$100 minimum to open

Contact Us

Aspire 50

Must be 50 years old or more – no monthly service charge

Non-interest bearing

$100 minimum to open

Contact Us


$5/month flat service charge regardless of balance

Non-interest bearing

No minimum to open

No Overdraft (NSF/UCF) or Daily Deficit fees

Contact Us

Better checking³ across the board.

Dime checking accounts include the right tools so you can manage your money your way.

  • Contactless Debit Mastercard
    Manage your account with greater ease and no contact with our Debit Mastercard.
    More about Debit Cards
  • Dime Support
    Our banking professionals are here to help from Monday through Thursday 8am to 5pm, Friday 8am to 6pm, and Saturday 9am to 1pm, EST.
    Reach out
  • Online and mobile banking⁴
    With 24/7 access to mobile and online banking, the bank is never closed.
    Get the app
  • Online bill pay
    Pay your bills from your desktop or mobile device, or set recurring payments.
    More about Automatic Payments
  • Fraud protection
    Keep your money safe through CardValet to control your debit card usage.
    More about CardValet
  • Zelle®
    Send and receive money nationwide, online or from your mobile banking app.
    More about Zelle

Let’s connect.

First and foremost, we’re your neighbors. We’re here to help.

Let’s discuss your financial goals and future. We understand your financial needs are unique to you. Meet with us, and we’ll help you get the most from your banking experience.

A man at a desk writing in a book while on his smart tablet.

Speak with a financial professional.

Get started without leaving home. Request a call to speak with an experienced banker. Learn about the different ways Dime can help you, and get advice on the best banking solution for your business.

Request a call

Two women at a desk having a conversation.

Come see us in person.

Dime Community Bank now has 59 locations from Manhattan to Montauk. This means our banking professionals are always nearby to ensure you have the care and expertise you deserve. Come see us in person, or schedule a video call.

Let’s talk

Explore additional personal banking services.

Experience the benefits of a truly comprehensive service tailored to your individual needs.


Pair a savings account to go with your checking account.

Learn More

of Deposit

Invest for the future – terms of up to 5 years available.

Learn More

& Bill Pay

Your money at your fingertips.

Learn More

Download Personal Checking Brochure

You can download a brochure version (PDF) of this page and its subpages by clicking the button below.

¹ eStatement Service. Eliminate paper statements by receiving statements using online banking. Enrollment required.

² $2,500 minimum available daily balance required to obtain the disclosed APY.

³ Additional fees and requirements that may apply are listed in the Account Service Charge Disclosure and Consumer Terms and Conditions.

⁴ Must have registered for Dime Online Banking to use Dime Mobile Banking. The Dime Mobile Banking app is available for select mobile devices. The app is free, but your mobile carrier may charge you for data and text message usage.