Certificate of deposit

CD Accounts that work as hard as you

Dime offers a 13-month Promotional CD account with a competitive rate of 2.26% APY¹. This CD is available to new customers or select existing Dime customers with new money only. All of our CD accounts are FDIC-insured, so you never have to worry about the safety of your investment.

13 Month Promotional CD²
  • 2.26% APY.
  • Minimum $25,000 balance.
  • Penalties may be imposed for early withdrawal.
  • CD will automatically renew at maturity into an 18 Month non-promotional CD at the interest rate in effect at the time.

Read Disclosures

Dime CD Account Benefits

  • Guaranteed return on investment
    Your investment will continue growing over the term of your CD account at a fixed rate.
  • FDIC insured
    Regardless of the CD account you choose, your investment will be FDIC insured.
  • Expert banking advice
    No matter what your goals are, our banking experts are here to help.

Find a Dime Community Bank Branch Near You

Open a Dime CD account by calling 1-888-987-1997 or stopping by one of our 60+ branch locations from Manhattan to Montauk!

¹ Annual Percentage Yield (APY) is offered as of 8/4/2022. Rates are subject to change without notice, refer to account disclosures for current rate.   The minimum deposit required to open a Promotional CD is $25,000. New deposit relationship and new money only. Fees may reduce earnings.  Deposits are insured to the maximum amount allowed by law.  Dime Community Bank reserves the right to cancel or modify this offer at any time.

² 13 Month Promotional CD: 2.26% APY. Penalties may be imposed for early withdrawal.  CD will automatically renew at maturity into an 18 Month non-promotional CD at the interest rate in effect at the time.