PERSONAL savings

Savings accounts that work as hard as you.

Select a savings account:


A minimum opening balance of $100 to open.

Monthly cycle service charge of $5.00 if the average account balance falls below $500

Online & mobile banking² access is available (registration is required).

Open An Account

Read Disclosures

Dime Savings Account Benefits

  • FDIC Insured
    Your promotional account will be FDIC insured up to the maximum allowed by law.
  • Competitive Rates
    We make sure our rates are competitive so you can be confident your money is working harder for you.
  • Easy Account Opening
    Apply to open a Dime account in minutes. All you need is your contact information, driver’s license, U.S. passport or state I.D. and Social Security number.
  • Convenient Money Management
    Keep track of your Dime account balances anytime from anywhere using online or mobile banking².
  • Expert Banking Advice
    No matter what your goals are, our banking experts are here to assist you.

Let’s connect.

First and foremost, we’re your neighbors. We’re here to help.

Let’s discuss your financial goals and future. We understand your financial needs are unique to you. Meet with us, and we’ll help you get the most from your banking experience.

A man at a desk writing in a book while on his smart tablet.

Speak with a financial professional.

Get started without leaving home. Request a call to speak with an experienced banker. Learn about the different ways Dime can help you, and get advice on the best banking solution for your business.

Request a call

Two women at a desk having a conversation.

Come see us in person.

Dime Community Bank now has 59 locations from Manhattan to Montauk. This means our banking professionals are always nearby to ensure you have the care and expertise you deserve. Come see us in person, or schedule a video call.

Visit a branch

Explore additional personal banking services.

Experience the benefits of a truly comprehensive service tailored to your individual needs.


Pair a checking account to go with your savings account.

Learn More

of Deposit

Invest for the future – Promotional CDs are available to be opened online.

Learn More

& Bill Pay

Your money at your fingertips.

Learn More

Download Personal Savings Brochure

You can download a brochure version (PDF) of this page and its subpages by clicking the button below.

Annual Percentage Yield (APY) is offered as of 07/13/2023. Rates are subject to change without notice. Refer to account disclosures for current rate. Fees may reduce earnings. Deposits are insured to the maximum amount allowed by law. Dime Community Bank reserves the right to cancel or modify this offer at any time.

1. Aspire Statement Savings. This is a tiered rate product. For account balances of $100 and over the APY is 0.01%. For balances below $100 the APY is 0.00%. A monthly cycle service charge of $5.00 will be imposed if the average available balance in the account falls below $500. Available to natural persons for personal, household or family purposes.

2. Must have Dime Online Banking to use Dime Mobile Banking. The Dime Mobile Banking App is available for select mobile devices. Dime Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage.