Savings accounts that work as hard as you.
Select a savings account:
A minimum opening balance of $25,000 to open.
Monthly cycle service charge of $5.00 if average account balance falls below $25,000
Online & mobile banking³ access is available. (registration is required).Open An Account
A minimum opening balance of $100 to open.
Monthly cycle service charge of $5.00 if the average account balance falls below $500
Online & mobile banking³ access is available (registration is required).Open An Account
Dime Savings Account Benefits
- FDIC Insured
Your promotional account will be FDIC insured up to the maximum allowed by law.
- Competitive Rates
We make sure our rates are competitive so you can be confident your money is working harder for you.
- Easy Account Opening
Apply to open a Dime account in minutes. All you need is your contact information, driver’s license, U.S. passport or state I.D. and Social Security number.
- Convenient Money Management
Keep track of your Dime account balances anytime from anywhere using online or mobile banking³.
- Expert Banking Advice
No matter what your goals are, our banking experts are here to assist you.
First and foremost, we’re your neighbors. We’re here to help.
Let’s discuss your financial goals and future. We understand your financial needs are unique to you. Meet with us, and we’ll help you get the most from your banking experience.
Speak with a financial professional.
Get started without leaving home. Request a call to speak with an experienced banker. Learn about the different ways Dime can help you, and get advice on the best banking solution for your business.
Come see us in person.
Dime Community Bank now has 59 locations from Manhattan to Montauk. This means our banking professionals are always nearby to ensure you have the care and expertise you deserve. Come see us in person, or schedule a video call.
Explore additional personal banking services.
Experience the benefits of a truly comprehensive service tailored to your individual needs.
Annual Percentage Yield (APY) is offered as of 07/13/2023. Rates are subject to change without notice. Refer to account disclosures for current rate. Fees may reduce earnings. Deposits are insured to the maximum amount allowed by law. Dime Community Bank reserves the right to cancel or modify this offer at any time.
1. Aspire Choice Savings. New consumer customers only. Personal Accounts only. This is a tiered rate product. For account balances of $25,000 and over the APY is 5.25%. For balances below $25,000 the APY is 0.01%. A monthly cycle service charge of $5.00 will be imposed if the average balance in the account falls below $25,000. We may limit the amount you deposit in one or more Aspire Choice Savings Accounts to a total of $500,000. A “New Customer” is defined as an individual who has not had money on deposit at Dime for at least 180 days.
2. Aspire Statement Savings. This is a tiered rate product. For account balances of $100 and over the APY is 0.01%. For balances below $100 the APY is 0.00%. A monthly cycle service charge of $5.00 will be imposed if the average balance in the account falls below $500. Available to natural persons for personal, household or family purposes.
3. Must have Dime Online Banking to use Dime Mobile Banking. The Dime Mobile Banking App is available for select mobile devices. Dime Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage.