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Home Loans Done Right

Get off to the right start with $5001 from Dime.

As the community bank that's served the area since 1864, no one understands the needs of borrowers better than Dime.

We make home loans fast, easy and affordable. So it's not surprising we've become the go-to resource for homebuyers who want a mortgage that works best for them today and tomorrow.

Dime has the local knowledge that comes from being a neighborhood bank, plus seasoned mortgage loan originators and the commitment to deliver a mortgage that not only gets you into your home, but also makes sense once you're there. In other words, a home loan done right.

Right on what's right for you.

Fixed rate and adjustable options up to $3 million on 1 to 4 family homes, condos and co-ops. From pre-approval1 to closing, a Dime mortgage loan originator will work with you every step of the way to make sure you get exactly what you need.

Right on approvals.

Free pre-approvals1. We'll tell you how much you qualify for so you can be a more savvy homebuyer. What's more, because we're local and know the market, we can get you an approval1 when other banks are just getting started. So you can have a leg up on other homebuyers.

Right on the money.

You'll find Dime's mortgage solutions easy to understand and hard to beat. Plus if you are a Dime banking customer you may be eligible for a special discounted rate on ARM loans.

More loan choices.

By refinancing your current mortgage, you can tap into the equity of your home or condo to consolidate high-interest bills or for major expenses like education, home renovation, travel, weddings, a car, whatever's important to you and your family.

We Offer:

  • Conforming and non-conforming loans
  • Jumbo loans

$5001 to get off to the right start.

Dime wants to do everything we can to make your home loan more affordable from start to closing. So we're giving you a $5001 credit towards closing costs.

Mortgage Calculators

Our free mortgage calculator helps you determine what your monthly payment will look like. A house is the largest purchase most of us will ever make so getting an idea of your monthly payment is an important first step to answering the "how much house can I afford?" question.

Get in touch with us.

The right people to ask.

Talk with a Dime mortgage loan originator now. Whether you're looking to buy a new home, condo, co-op, or refinance, there's never been a better time to call and talk with a Dime mortgage loan originator. Get pre-approved1 so you'll be ready to make a winning offer when the home of your dreams hits the market.

Request a call from us.

1 Subject to Dime approval. Must have a Dime account established within two weeks of receiving the mortgage commitment letter. Auto pay must be established from the Dime account to pay the mortgage. This offer is not available on the FHA loans or Jumbo Fixed Rate Loans. Offer available until 6/30/2019. Dime reserves the right to cancel or modify this offer at any time without notice.

Questions? Give us a call! 1-800-321-DIME(3463)