Lender Finance

Expert-Led Lender Finance Solutions

High-Touch, Specialized Capital for Funds, Sponsors, and Non-Bank Lenders

At Dime Commercial Bank, we know that independent lenders, private equity funds, and financial institutions require specialized banking partners who truly understand the mechanics of their business. Whether you need a credit line to bridge capital calls, a revolving facility to expand your own lending capacity, or advanced treasury tools to manage complex fund distributions, our dedicated Specialty Finance team is here to help you scale.

Combining the robust lending power of a premier commercial bank with a “high-tech, high-touch” approach to service, we provide the reliable capital runway you need to confidently support your clients and generate returns for your investors.

Comprehensive Credit Facilities for Lenders

We offer flexible, tailored loan structures ranging from working capital lines for commercial lenders to complex facilities for investment funds. Our deep expertise in the lender finance arena allows us to provide thoughtful, well-structured solutions, including:

Fund Finance & Capital Call Lines

• Capital Call (Subscription) Lines: Short-to-medium-term credit facilities secured by LP commitments, enabling fund sponsors to bridge capital calls, execute investments quickly, and optimize IRR.
• NAV Facilities: Loans based on the value of the underlying assets within the fund portfolio.
• General Partner (GP) Loans: Tailored financing secured by GP interests to support co-investments and working capital needs.

Lender & Asset-Based Finance

• Revolving Credit Facilities for Non-Bank Lenders: Senior secured revolving lines of credit designed for independent commercial lenders (such as staffing factoring companies, equipment finance companies, or specialized debt funds). These facilities allow you to leverage your existing loan portfolio to fund future growth.
• Warehouse Lending: Stable, scalable warehouse lines with commonsense credit decisions and electronic file delivery capabilities, allowing mortgage companies and other originators to fund loans seamlessly.

Cash Management Built for Fund Structures

We understand how cash flows through complex fund and lending structures. We recognize the critical importance of opening management company and fund bank accounts without delay. Our single-point-of-contact approach improves your operational efficiency so you can focus on deploying capital.

Our specialized Treasury & Cash Management solutions include:

• Streamlined Account Opening: Expedited onboarding for complex fund entities and SPVs.
• Escrow Agent Services & 1031 Exchanges: Secure, compliant handling of transactional funds and multi-party escrow agreements.
• Advanced Liquidity Tools: Real-time online banking, SWIFT messaging, and integrated API reporting.
• Receivables & Payables: Wire transfers, ACH origination, Lockbox services, and robust Positive Pay fraud protection.