SBA Loans

An opportunity to start and grow your small business.

If you’re the owner of a small business that’s just getting off the ground, looking to expand, or seeking a better way to manage cash flow, consider an SBA loan from Dime.

Dime is a trusted SBA Preferred Lender.

The Preferred Lender Program (PLP) is the highest level of approval and status that a lender can hold in the SBA loan program. Preferred lenders are chosen from among the SBA’s best lenders and enjoy full delegation of lending authority. This means that your loan will not have to be approved directly by the SBA—only the bank—streamlining the loan application approval process and moving you more quickly toward closing.

What can I use an SBA loan for?

  • Owner-operated real estate
  • Business start-ups or acquisitions
  • Inventory, machinery, and equipment
  • Improvements and renovations
  • Business expansion
  • Franchise financing
  • Debt refinancing
  • Working capital

How much can I borrow?

Dime offers SBA 7(a) loans from $100,000 to $5 million, and SBA 504 loans from $500,000 to $20 million.

SBA 7 (a) loans from

$100,000 to $5 Million¹

SBA 504 loans from

$350,000 to $20 Million¹

¹ Subject to Dime approval.