Dime Business Checking

Business Preferred Checking*

When your business is ready for the next level.

As your business grows, you don’t need to be limited by transaction levels and fees. In fact, you should be rewarded. That’s why Business Preferred Checking is the perfect solution for your business.

This is an analysis checking account that rewards businesses with high balances and checking volumes. Best of all, it features an earnings credit3 to help offset activity charges and comes with preferred pricing.

In addition to your business checking account statement, Dime will provide a consolidated analysis statement. This statement outlines the cost and volume of banking services used by your business.

Business Advantage Checking**

Our basic business checking account without an earnings credit with a minimum balance requirement.

Business Interest Checking***

Perfect for qualifying sole proprietorship and not-for-profit organizations.

Minimum balances and maintenance fees, refer to our
Business Schedule of Fees & Service Charges.

 

 

Business Checking Highlights
  • Access to business debit card, online banking, mobile banking with mobile deposit1, bill pay, and e-statements.

  • No Dime charges for non-Dime ATM use2

  • Dime is the Best Business Bank in New York with a full suite of Cash Management Solutions.

  • And every business customer has a dedicated Business Relationship Manager.

 

 

Compare all Business Checking Accounts

Business Preferred Checking

Who is this account for?
The perfect business checking solution for all businesses.
Business Online Banking And Bill Pay
Included
Business Mobile Banking
Included
Access to All Business Banking Services
Included
Free Items Per Month
None
Earnings Credit
Let a Business Preferred Checking account work for you! Earnings credit (EC) on your balances allow your business to offset transaction fees with your “earnings”.

Business Advantage Checking

Who is this account for?
Our basic business checking account.
Business Online Banking And Bill Pay
Included
Business Mobile Banking
Included
Access to All Business Banking Services
Included
Free Items Per Month
250
Earnings Credit
No
Account Analysis Statement
Yes

Business Interest Checking

Who is this account for?
Perfect for qualifying sole proprietorship and not-for-profits
Business Online Banking And Bill Pay
Included
Business Mobile Banking
Included
Access to All Business Banking Services
Included
Free Items Per Month
250
Earnings Credit
No
Account Analysis Statement
No
No

*Business Preferred Checking Monthly Maintenance Fee and Earnings Credit Offset  - A $20 monthly maintenance fee may be offset by an Earnings Credit.. Earnings credit is equal to a certain percentage of the balance in the account. For more details, please see The Business Schedule of Fees & Service Charges.

**Business Advantage Checking Monthly Maintenance Fee  - An average daily balance of $1,000 is required to avoid the imposition of a $10 monthly maintenance fee. The average daily balance is determined by adding the full amount of principal in the account for each day of the statement cycle period and dividing that figure by the number of days in the statement cycle period. The Business Schedule of Fees & Service Charges contains additional fees, which may be applied to your account.

***Business Interest Checking Monthly Maintenance Fee  - An average daily balance of $1,500 is required to avoid the imposition of a $15 monthly maintenance fee. The average daily balance is determined by adding the full amount of principal in the account for each day of the statement cycle period and dividing that figure by the number of days in the statement cycle period. The Business Schedule of Fees & Service Charges contains additional fees, which may be applied to your account.

 

 

1 Must have Dime Online Banking to use Dime Mobile Banking. Dime Mobile Banking App is available for select mobile devices. Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage. Transfer of funds and bill payments from savings and money market accounts are limited to six per monthly statement cycle.

2Other institutions may impose a fee for using their ATM.

3 Earnings credit is equal to a certain percentage of the balance in the account and may help offset service charges. See product Terms and Conditions for more details.