School Districts

Get smarter solutions for smarter school districts.

We’re committed to our local schools.

Dime Community Bank is the best business bank in New York. For over 100 years, we’ve been helping local businesses succeed. As a local community commercial bank, we’re ready to help your school district thrive.

The back of a school bus with a bridge in the background.

You’re more than a number.

Our Municipal Banking relationship manager will help you through every phase of your operation, promptly answer your questions, and provide fast responses to all of your requests. Simply put, you’ll have one dedicated person to contact, backed by our team of banking experts.

4 people talking in a circle.

Your district is unique.

We believe the best answers are those that come from understanding your unique requirements. We put in the time to get to know your school district by listening to your needs, dreams and goals before offering a single piece of financial advice. And our latest technology makes banking faster, easier and smarter. Save time and money by managing your school district’s finances anywhere, anytime through Dime’s digital channels.

We have the right products and the right solutions.¹

From a tailored mix of cash flow solutions designed especially for school districts, to technology that enables you to effectively manage check receivables and prevent check fraud, we develop custom banking products to assist you in achieving your goals.

Whether you want banking convenience and flexibility, improved profitability and cash flow, or streamlined check processing and ACH capabilities, we have the tools to help you succeed.

Business Checking

Smart Solutions for Your School District

Whether your school district needs a basic operational checking account or you require a checking account with more benefits, Dime has solutions for all of your needs. A Dime Municipal Banking relationship manager will help identify which checking account is right for your school district.

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Business Savings

Steady, Secure Savings

For over 155 years, Dime has been the trusted partner for local businesses in Brooklyn and throughout the greater New York City area and Long Island. When you’re looking for options to grow your savings, you can trust Dime Community Bank. We’re in your neighborhood and are committed to the success of your school district. Leverage any idle capital while still retaining access to cash when you need it. We provide competitive rates and the security of FDIC Insurance for Money Market Accounts and Certificates of Deposit.

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ACH Block

Protect Your School District from Fraud

To help protect your school district from fraud, we provide ACH block and filter solutions that enable you greater control in preventing unauthorized ACH debits or fraud attempts. You can also provide a list of acceptable company ID numbers. We’ll match any ACH debits against that list.

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ACH Payment & Collection

Move Money Conveniently, Securely and Efficiently

When it comes to running a school district, you need the right tools to run your operation and manage your cash flow as securely and efficiently as possible. Dime Community Bank works with you to provide Automated Clearing House (ACH) services. Allowing you to process your credit and debit transactions without the cost and time related to paper checks. Do you issue or receive a high volume of checks, make payments, or process payroll? If so, Dime has the right ACH solution for your business.

Our Municipal Banking relationship manager will help customize our ACH services to meet the needs of your school district.

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Lock Box Services

Improve Operational Efficiency and Profitability

Does your school district process a large number of receivables and payments by mail? Dime Community Bank has the right cash management solution for you. With our Lockbox Services, we’ll eliminate in-house processing costs, improve funds availability, and simplify your record keeping and reporting. Your customers simply send their payments to an address featuring your company name and lockbox number. We’ll deposit the check and provide the correspondence, remittance documents and deposit summaries to your school district each day.

Your Dime Municipal Banking relationship manager will work with you to structure the right lockbox solution to meet your needs.

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Positive Pay

Protect Your School from Check Fraud

Managing payment processing and check reconciliation can be daunting for any operation, especially at high volumes. Dime’s Check Positive Pay helps protect your school district by mitigating check fraud. It also provides greater operational efficiency through automated check reconciliation. We’ll match each check processed and presented for payment against a list of checks issued by your school district each day. If exceptions are found, we’ll report them to you for review, and you can make the final “go/no go” decision. We also provide ACH Positive Pay services.

Your Dime Municipal Banking relationship manager will help set up Positive Pay to protect your school district for the future.

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Remote Deposit Capture

Save Time and Money When Depositing Checks

We understand you don’t always have time to run to the bank to deposit checks. Dime Community Bank’s Remote Deposit Capture saves you time. It allows you to scan and deposit checks whenever you want, right from the convenience of your own office. We’ll set you up with a Remote Deposit Capture (RDC) portable check scanner and software. Allowing you to scan your checks, review the images, and transmit them through a secure website to us for processing.

At Dime, our Municipal Banking relationship manager will walk you through the process so you can get back to managing the operations of your school district.

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Merchant Services

Provide Your Customers with Convenience and Flexibility

As the needs of your school district evolve, you need banking and payment solutions that will evolve with you. Merchant Services from Dime, provides point-of-sale payment services for your customers with debit and credit cards without stagnating your business’s profitability. Our Merchant Services program is a more affordable and effective solution to large merchant services providers. With Dime, you’ll receive 24/7 local support – not some 800 number and a long wait time.

Dime Community Bank is committed to helping you succeed. Our Municipal Banking relationship managers will help you build the right Merchant Services solution for your school district.

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Online Banking & Bill Pay

Manage Your School District’s Finances Your Way

When you’re running a school district, you barely have time to sleep, let alone stop by the bank. Dime’s Online Banking and Bill Pay takes the hassle out of municipal banking. Enabling you to maximize your time while managing your bank accounts and bill payments when it’s most convenient. With Dime’s Commercial Center Online Banking, you can easily access balances and transaction histories. It also allows you to transfer funds securely between Dime accounts, pay bills and approve ACH and wire transactions.

A Dime Municipal Banking relationship manager are here to help. They’ll get you set up with the right online banking and bill paying solution for your school district.

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Business Mobile Banking

Manage Your Accounts On the Go

When you’re away from your office and need to manage your accounts or pay a bill, you need to be able to do your banking on the go. Dime’s Business Mobile Banking app enables you to manage and monitor your accounts securely, check your balances and transaction histories, transfer funds securely between Dime accounts, pay bills, and approve ACH and wire transactions–all from your smartphone. You can even deposit checks anywhere, anytime with Mobile Check Deposit.

Dime is a leading business bank in New York. As such, we can help you run a more efficient business by putting your accounts in the palm of your hand.

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Our team is committed to your success.

Speak to a Dime Municipal Banking relationship manager today.

Rosalind Sheron

SVP, Municipal Banking,
Business Banking


[email protected]

¹ Subject to Dime approval.

² Must have Dime Online Banking for Business to use Dime Business Mobile Banking. The Dime Business Mobile Banking App is available for select mobile devices. Dime Business Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage.