Commercial Mortgages

Owner-Occupied and Investment Properties
The Right Solution for Your Business

Whether you are looking to purchase or refinance an owner-occupied or investment property, Dime has the right commercial mortgage solution for your business.

Plan your next deal.
Let’s talk about what we can do for you.
What can Dime do for you?
The Dime Difference

Dime Community Bank is a partner committed to the success of your company. Our relationship managers will meet with you, discuss your needs and assist you in structuring a Commercial Mortgage to fit your particular requirements in terms of amount, amortization and interest rate.

Commercial Mortgage Solutions

Dime commercial mortgages are available for terms up to 10 years and amortizations up to 25 years. Our Loan to Value Ratios and Debt Service Coverage Ratios are competitive and depend on the type of property being financed, creditworthiness of the tenant and financial strength of the owner. 

Commercial Mortgage Solution Features
The right loan for these owner occupied commercial real estate needs:
  • Acquisition of commercial real estate property for business growth

  • Renovations or improvements to current building

  • Refinances for debt reduction or cash outs

Applying for a Commercial Mortgage is easy.
Simply follow these steps.
  1. Complete the Interest Form
    Let's talk about what we can do for you.
  2. Determine your loan amount and terms
    Our relationship manager will meet with you and work with you to find the right loan and terms.
  3. Access funds in a timely fashion
    Our loan approval process is local. That means you’ll get your financing sooner.