ACH Positive Pay

Fraud Prevention For Your Business.

ACH Positive Pay¹ protects your business against unauthorized electronic activity.

Fraud Prevention and Security – ACH Positive Pay helps reduce the risk of fraudulent transactions by allowing you to review any incoming debits before they’ve been deducted from your account. You can also create custom filters for your pre-approved vendors, allowing them to be paid automatically. Any other transactions that occur outside of these pre-approved vendors will generate an alert notification, allowing you to ultimately approve or deny the transaction.

Transaction Alerts – Any alert notifications resulting from an unauthorized ACH transaction can be sent to one or multiple email addresses, as well as to your mobile device via SMS text message.

As a leading business bank in New York, Dime understands your business needs. Our relationship managers will help set up ACH Positive Pay to protect your business for the future.

Benefits of ACH Positive Pay

With ACH Positive Pay from Dime Community Bank, you’ll be able to:

  • Reduce risk of fraudulent ACH transactions
  • Receive alert notifications via email and/or text message
  • Review incoming transactions from outside vendors
  • Improve business flow and profitability

Learn More About Dime’s ACH Positive Pay Services

Smart solutions³ for your business.

ACH Origination Services

Move Money Conveniently, Securely and Efficiently

You need the right tools to run your business and manage your cash flow as securely and efficiently as possible. Dime Community Bank works with you to provide Automated Clearing House (ACH) services. Allowing you to process your credit and debit transactions without the cost and time related to paper checks. Do you issue or receive a high volume of checks, make payments, or process payroll? If so, Dime has the right ACH solution for your business.

Dime Community Bank is a business partner committed to your success. Our relationship managers will help customize our ACH services to meet your company’s needs.

Learn more

Lockbox Services

Improve Operational Efficiency and Profitability

Does your business process a large number of receivables and payments by mail? Dime Community Bank has the right cash management solution for you. With our Lockbox Services, we’ll eliminate in-house processing costs, improve funds availability, and simplify your record keeping and reporting. Your customers simply send their payments to an address featuring your company name and lockbox number. We’ll deposit the check and provide correspondence, remittance documents and deposit summaries to your business each day.

Our relationship managers will work with you to structure the right lockbox solution to meet your needs.

Learn more

Remote Deposit Capture

Save Time and Money When Depositing Checks

As a business owner, you don’t have time to run to the bank every day to deposit checks. Dime Community Bank’s Remote Deposit Capture saves you time. It allows you to scan and deposit checks whenever you want, right from the convenience of your own office. We’ll set you up with a Remote Deposit Capture (RDC) portable check scanner and software. Allowing you to scan your checks, review the images, and transmit them through a secure website to us for processing.

Dime Community Banks relationship managers will walk you through the process so you can get back to running your business.

Learn more

Merchant Services

Provide Your Customers with Convenience and Flexibility

As your business needs evolve, you need banking and payment solutions that will evolve with you. Merchant Services from Dime, provides point-of-sale payment services for your customers with debit and credit cards without stagnating your business’s profitability. Our Merchant Services program is a more affordable and effective solution to large merchant services providers. With Dime, you’ll receive 24/7 local support – not some 800 number and a long wait time.

Dime Community Bank is committed to helping your business succeed. Our relationship managers will help you build the right Merchant Services solution for your business.

Learn more

Online Banking & Bill Pay

Manage Your Finances Your Way

When you’re running a business, you barely have time to sleep, let alone stop by the bank. Dime’s Online Banking and Bill Pay takes the hassle out of business banking. Enabling you to maximize your time while managing your bank accounts and bill payments when it’s most convenient. With Dime’s Commercial Center Online Banking, you can easily access balances and transaction histories. It also allows you to transfer funds securely between Dime accounts, pay bills and approve ACH and wire transactions.

Dime Community Bank relationship managers are here to help. They’ll get you set up with the right online banking and bill pay solution for your business.

Learn more

Business Mobile Banking

Manage Your Accounts On the Go

Dime’s Business Mobile Banking² app enables you to manage and monitor your accounts securely, check your balances and transaction histories, transfer funds securely between Dime accounts, pay bills, and approve ACH and wire transactions—all from your smartphone. You can even deposit checks anywhere, anytime with Mobile Check Deposit.

Dime is a leading business bank in New York. As such, we can help you run a more efficient business by putting your accounts in the palm of your hand.

Learn more

Zero Balance Accounts

Concentrates All Funds Into One Central Operating Account

Zero Balance Account’s (ZBA) help companies that maintain general operating accounts, separate payroll accounts, petty cash, and other purposes. All of the company’s funds are concentrated into one operating account. Disbursements are made from subsidiary accounts, which always maintain a zero balance. This system allows for increased account control and reduces administrative expenses.

Learn more

Download ACH Positive Pay Brochure

You can download a brochure version (PDF) of this page by clicking the button below.

¹ Positive Pay agreement required.

² Must have Dime Online Banking to use Dime Mobile Banking. Dime Mobile Banking App is available for select mobile devices. Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage.

³ All products subject to Dime approval.