Personal Savings Accounts

It's always a good time to start saving for the future. Dime has the savings accounts you need to start moving toward you and your family’s financial goals. All of our accounts are safe, secure and FDIC-insured.

Savings Accounts

Competitive interest rates and convenience you can count on! It's more than a savings account; it’s planning for a more secure future, one transaction at a time. Earn competitive interest rates with easy access to your money. It earns interest from the day of deposit to the day of withdrawal, and there are no maintenance fees.

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Still can't decide? Read our feature article, "Why open a savings account?"

Money Market Account

If you're looking for an account that's going to grow your money at some of the best rates in the country, the Dime Money Market Savings Account is your answer. With up to six penalty-free transactions per monthly statement cycle, this is an ideal choice for those who want both high rates and financial flexibility.


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Certificates of Deposit (CDs)

A Dime CD is a secure, FDIC-insured account that provides a guaranteed fixed, competitive rate of interest for a specified term. While there are penalties for early withdrawal, CDs are a smart way to maximize earnings on money you know you won't need for a while. It also comes with a wide range of terms, so you can choose one (or more) that's best for you.

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Retirement Accounts

Whether your retirement is right around the corner or a long way off, opening a retirement account with solid rates of return and significant tax advantages is almost never a bad idea. Dime offers traditional Individual Retirement Accounts (IRAs), Roth IRAs and Education Savings Accounts (ESAs), so no matter what your situation is, there’s a retirement savings option that’s right for you.

Learn more about Dime Retirement Accounts.

Club Accounts

Saving for a holiday purchase or a special event? Check out our Dime Club Accounts, which automatically transfer money from Dime checking or savings accounts. You can transfer funds weekly, bi-weekly or monthly. There’s no monthly fee, and it requires just a $5 minimum balance to open one.

Learn more about Dime Club Accounts.

Expect Great Service

At Dime, we understand that your savings account isn’t just money — it’s your future. That’s why when you trust us with your savings, you’re not just getting great rates and security, you’re also getting exceptional customer service. Whether it’s answering questions, giving expert advice or providing the right products, we’re committed to helping you prepare yourself and your family for the future. Come see us today and find out how we can help you.

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