Treasury Management Solutions

A business partner committed to your success.

Run your business more efficiently with Treasury Management solutions from Dime.

Dime Community Bank is a leading business bank in New York. We’re also a Small Business Administration (SBA) Preferred Lender in New York. For over 100 years, we’ve been helping local businesses thrive.

Dime Community Bank is a business partner committed to the success of your company. Our relationship managers help you through every phase of your business. They will provide you with customized financial solutions that evolve with the needs of your business. We are always within reach to answer your questions and provide fast responses to all of your requests.

Smart solutions¹ for your business.

Receivables Solutions

Efficient Ways To Maximize Cashflow

Smart solutions for every step of the receivables process.

Whether you want to reduce costs, gain greater certainty around your collections, or give your customers more ways to pay, Dime offers receivables solutions that meet the unique needs of your business, regardless of its size. An efficient and convenient receivables process is crucial for maximizing cash flow. Plus, you’ll always have the guidance of an experienced Treasury Management Sales Consultant.

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ACH Origination Services

Move money conveniently, securely and efficiently.

You need the right tools to run your business and manage your cash flow as securely and efficiently as possible. Dime Community Bank works with you to provide Automated Clearing House (ACH) services. Allowing you to process your credit and debit transactions without the cost and time related to paper checks. Do you issue or receive a high volume of checks, make payments, or process payroll? If so, Dime has the right ACH solution for your business.

Dime Community Bank is a business partner committed to your success. Our relationship managers will help customize our ACH services to meet your company’s needs.

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Lockbox Services

Improve operational efficiency and profitability.

Does your business process a large number of receivables and payments by mail? Dime Community Bank has the right cash management solution for you. With our Lockbox Services, we’ll eliminate in-house processing costs, improve funds availability, and simplify your record keeping and reporting. Your customers simply send their payments to an address featuring your company name and lockbox number. We’ll deposit the check and provide correspondence, remittance documents and deposit summaries to your business each day.

Our relationship managers will work with you to structure the right lockbox solution to meet your needs.

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Positive Pay

Protect your business from check fraud.

Managing payment processing and check reconciliation can be daunting for any business, especially at high volumes. Dime’s Check Positive Pay solution helps protect your business by mitigating check fraud. It also provides greater operational efficiency through automated check reconciliation. We’ll match each check processed and presented for payment against a list of checks issued by your business each day. If exceptions are found, we’ll report them to your business for review. You can make the final “go/no go” decision.

The relationship managers at Dime Community Bank will help set up Positive Pay to protect your business for the future.

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Remote Deposit Capture

Save time and money when depositing checks.

As a business owner, you don’t have time to run to the bank every day to deposit checks. Dime Community Bank’s Remote Deposit Capture saves you time. It allows you to scan and deposit checks whenever you want, right from the convenience of your own office. We’ll set you up with a Remote Deposit Capture (RDC) portable check scanner and software. Allowing you to scan your checks, review the images, and transmit them through a secure website to us for processing.

Dime Community Banks relationship managers will walk you through the process so you can get back to running your business.

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Merchant Services

Provide your customers with convenience and flexibility.

As your business needs evolve, you need banking and payment solutions that will evolve with you. Merchant Services from Dime, provides point-of-sale payment services for your customers with debit and credit cards without stagnating your business’s profitability. Our Merchant Services program is a more affordable and effective solution to large merchant services providers. With Dime, you’ll receive 24/7 local support – not some 800 number and a long wait time.

Dime Community Bank is committed to helping your business succeed. Our relationship managers will help you build the right Merchant Services solution for your business.

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Online Banking & Bill Pay

Manage your finances your way.

When you’re running a business, you barely have time to sleep, let alone stop by the bank. Dime’s Online Banking and Bill Pay takes the hassle out of business banking. Enabling you to maximize your time while managing your bank accounts and bill payments when it’s most convenient. With Dime’s Commercial Center Online Banking, you can easily access balances and transaction histories. It also allows you to transfer funds securely between Dime accounts, pay bills and approve ACH and wire transactions.

Dime Community Bank relationship managers are here to help. They’ll get you set up with the right online banking and bill pay solution for your business.

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Business Mobile Banking

Manage your accounts on the go.

Dime’s Business Mobile Banking² app enables you to manage and monitor your accounts securely, check your balances and transaction histories, transfer funds securely between Dime accounts, pay bills, and approve ACH and wire transactions—all from your smartphone. You can even deposit checks anywhere, anytime with Mobile Check Deposit.

Dime is a leading business bank in New York. As such, we can help you run a more efficient business by putting your accounts in the palm of your hand.

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Zero Balance Accounts

Concentrates all funds into one central operating account.

Zero Balance Account’s (ZBA) help companies that maintain general operating accounts, separate payroll accounts, petty cash, and other purposes. All of the company’s funds are concentrated into one operating account. Disbursements are made from subsidiary accounts, which always maintain a zero balance. This system allows for increased account control and reduces administrative expenses.

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Speak with a Treasury Management Sales Consultant