- 1-800-321-DIME (3463) | Bank Locations
DimeDirect Money Market
A great rate from a bank you can trust.
- Open an account in just minutes!
- $1,000 minimum balance to open
- Up to 6 withdrawals per month
- No monthly fees
- Free online and mobile banking
- FDIC insured
Earn a rate that's top of market.
How Dime compares:
Our rates are some of the best in the country. And just in case you don't believe us, here's how we stack up against some of our competitors.
*All bank rates and the national average are based on the APY average for money market accounts with a minimum balance of $2,500 offered by the Top 50 U.S. Banks (ranked by total assets) as reported by SNL and are effective as of 08/01/2018. Rates are only as accurate as the information reported to SNL by the banks.
Money Market Account FAQs
Still have questions? We have answers.
DimeDirect Money Market Account
Free Online Banking with scheduled bill pay.
Free Mobile Banking (iOS and Android) with check deposit from your phone.
Free 24-hour automated phone service.
Terms & Conditions
1 The DimeDirect Money Market Account interest rates and APYs (Annual Percentage Yields) vary with the balance. As of 01/12/2018, the APY on balances up to $500,000 is 1.35%. For balances over $500,000, the APY is 0.20%. The interest rates and APYs are established at our discretion, are variable, and are subject to change at any time without notice or limit. Minimum balance to open is $1,000, and there is a maximum opening balance of $500,000. There are no monthly minimum balance fees, but any other fees assessed may reduce the earnings on the account. Dime reserves the right to cancel or modify this offer at any time without notice and to limit the number of accounts opened. A total of six transfers or payments in the aggregate per monthly statement cycle [this includes pre-authorized, automatic, and telephone transfers by check, draft, or similar order (e.g., electronic bill payments)]. This offer is limited to one per household and is only available to consumer accounts. Please call us with any questions, at 1-800-321-3463. New Money Only. FDIC-insured on balances up to $250,000.
With 150 years experience in the banking world, you know your finances are safe with Dime. We're proudly based in New York, yet equipped to serve all our customers, no matter where you live.
5 Star Superior Rating from